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Bankruptcy is it right for you ?

 

Filing for Bankruptcy is not right for everyone.  It provides relief from debt. If you struggle every day with mounting debt, find out if bankruptcy can provide you with the relief you deserve. Start with a knowledgeable lawyer on your side. This lawyer  can help you decide if bankruptcy is right for you. First you must qualify. If you do, you could be debt free in as little as three months. Further, if you can provide the required information, we can usually have a consumer cased filed in three business days for less than your interest only payments on your credit cards.

   Bankruptcy is a way out

So many people are hard hit by the economic recession. For these people debt relief is one of the only ways they can stay financially afloat. While, for some people, it possesses a negative stigma, more people are seeing it as a positive process. Bankruptcy allows them to start over. By doing the bankruptcy they learn to better manage their finances in future.

          After Bankruptcy you can get credit

People who who complete their bankruptcy have little or no debt. They frequently have access to low-limit credit s shortly after their debts are discharged. In two years they are eligible for a residential mortgage loan.

   Bankruptcy is also a way back

Most people or individuals who are suffering from too little money and too many bills find that they qualify for Chapter 7.

Chapter 7 is preferred for individuals or families who need to begin the process of liquidating assets. Firstly, they do this in order to pay back accumulated debt. Secondly, the it allows for certain protections. Some of these protections are exemptions. These exemptions allow debtors to keep important things like a house and car. The exempt properties are kept from becoming part of the liquidation of assets in the bankruptcy. In Pennsylvania, we have of choice of either State or Federal exemptions. Both are extremely generous. Most debtors can keep their major assets and erase most of there debt, such as credit cards, health care bills and utility bills.

               Most bankruptcies are no asset cases: the debtor keeps most of their property

Most bankruptcies that are filed are “no asset” cases. This means the debtor who filed possesses no substantial assets that can be taken by the creditors.  Attorney Gurdin can help you determine what to exempt in your bankruptcy filing so that you can keep the possessions you hold dear when you file for bankruptcy.

At the Law Office of C. Stephen Gurdin, he has helped countless people struggling with debt, just like you. Working closely with you throughout the process, he will teach you your rights and all of your options, so you can make a well-informed decision regarding your financial future.

Is Bankruptcy Right for You?

Only an experienced PA Debt Relief lawyer can help you determine whether or not you meet the requirements for bankruptcy relief. It is also important to remember that there are different types of bankruptcy available. While one type of y may not meet your needs, another type may provide the answers you are looking for. C. Stephen Gurdin will help you explore all your options, determining if you qualify for Chapter 7, 11, or 13.

 

 

          If You Are Not Eligible for Bankruptcy!

If Attorney Gurdin looks at your financial situation and determines that bankruptcy is not right for you, he will let you know, and he will not urge you to file needlessly. Instead, he has the knowledge and experience to work with you in exploring alternatives to bankruptcy in order to get your financial affairs in order, and he will work to provide you with the effective legal counsel you need to get to get your and your family’s life back on sound financial footing.

Contact Pennsylvania Bankruptcy Attorney C. Stephen Gurdin today

http://www.pamb.uscourts.gov/…

Filing for debt relief is a big, life-altering decision, and it is one that could provide you with the relief you are so desperate for. Attorney Gurdin will take the time to look at your personal financial situation and help you find immediate relief and long-term financial stability.

Call Attorney C. Stephen Gurdin today at his office in Wilkes-Barre, Pennsylvania, 570.826.0481,
Toll Free at, 800.221.0618 to schedule a free initial consultation.

Don’t delay.

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