Attorney C. Stephen Gurdin Jr. is a Bankruptcy Attorneys in Wilkes Barre, Wilkes-Barre Pennsylvania Bankruptcy Lawyers, Bankruptcy Lawyer with over 40 years of experience.
The instability of the American economy has reduced most Americans to a state of simply trying to make ends meet. If you, like many Pennsylvania residents, have lost your job, are struggling with your small business bills, are behind on your car or mortgage payments, or are overwhelmed by credit card debt, declaring bankruptcy can help get your life back on track. At the Pennsylvania Bankruptcy and Business Law Office of C. Stephen Gurdin, he has assisted countless Pennsylvania clients start over by filing for Chapter 7, Ch. 11, or Chapter 13 bankruptcy. Local Bankruptcy Attorney Wilkes-Barre, PA bankruptcy Attorney C. Stephen Gurdin Jr. both assists you with your current financial situation, and helps you plan for a better future.
CHAPTER 7 BANKRUPTCY ATTORNEYS IN WILKES BARRE
Chapter 7 is the basic form of bankruptcy. It can help you by stopping the phone calls, stopping the bills, and stopping collection actions by creditors.
The goal of Chapter 7 is to relieve you of the debts which Bankruptcy Code legally entitles you to discharge.
Bankruptcy law is complicated. Your ability to discharge your debts and the amount of property which you can keep after you file bankruptcy will depend on the unique facts of your case.
CHAPTER 13 BANKRUPTCY ATTORNEYS IN WILKES BARRE
Chapter 13 allows you to repay some or all of your debts in a 3 to 5 year payment plan.
Chapter 13 is often used to stop a foreclosure or real estate tax sale; to help save your property while giving you time to get caught up on the past due payments.
Chapter 13 may also be available for people with higher incomes who are not eligible for Chapter 7, or for people who have more property than they would be allowed to keep in a Chapter 7 case.
Bankruptcy law is complicated. The amount you would need to pay to creditors in a Chapter 13 case and your ability to discharge debts will depend on the unique facts of your case.
“If your monthly budget leaves you short of being able to make all of your minimum payment on your unsecured debts, first find out if you can qualify for payment reductions through a credit counseling agency. If the reduced monthly payments you quoted by a certified counselor are still out of reach, talk with a bankruptcy Attorney like Attorney C. Stephen Gurdin Jr. about your options.
Are you looking for a Bankruptcy Attorneys in Wilkes Barre Chapter 7, 11, & 13 Bankruptcy, if so call Attorney C. Stephen Gurdin Jr. today and you could be debt free in as little as 3 months.
Regular Office hours 2:30 and 7 p.m. Monday through Friday by appointment.
* Earlier appointments available upon request.