Wipe Out Credit Card Debt

Wipe Out Credit Card Debt

Wipe Out Credit Card Debt and Most Other Non priority Unsecured Debts with Local Bankruptcy Attorney Wilkes-Barre, PA bankruptcy Attorney C. Stephen Gurdin Jr.

Bankruptcy is very good at wiping out unsecured credit card debt (the debt is unsecured if you didn’t promise to give back the purchased property if you didn’t pay the bill), medical bills, overdue utility payments, personal loans, gym contracts. (If you have a secured credit card, such as from a jewelry, furniture, or electronics store, you’ll have to give the purchased item back.) In fact, filing for bankruptcy can wipe out most non priority unsecured debts other than school loans.

Wipe Out Credit Card Debt

Wipe Out Credit Card Debt Today

How quickly you wipe out credit card debt will depend on the chapter you file:

  • Chapter 7 bankruptcy. This chapter takes an average of three to four months to complete. (Learn more in Your Debt in Chapter 7 Bankruptcy.)
  • Chapter 13 bankruptcy. If you file for Chapter 13 rather than Chapter 7, you’ll likely have to pay back some portion of your unsecured debts through a three- to five-year repayment plan.
    • However, any unsecured debt balance that remains after completing your repayment plan will be discharged. (See Your Debts in Chapter 13 Bankruptcy.)

As a Bankruptcy Attorney my practice focuses on contractual law, all interactions of business matters, Corporations, LLCs, LLPs, Partnerships, and Limited Partnerships, formation, purchase and sale, change of form, sale of a financed transaction, assumption of existing financing, commercial and industrial real estate closing, structure of debt, lender workouts both debtor and creditor, commercial litigation, bankruptcy, creditor rights, and bankruptcy litigation both debtor and creditor. Complex litigation, commercial transactions and real estate transfers, extraordinary results.

Areas of Practice in Wilkes-Barre PennsylvaniaScranton PennsylvaniaHazleton, Pennsylvania

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. 

Wipe Out Credit Card Debt by Calling Attorney C. Stephen Gurdin today at his office in Wilkes-Barre, Pennsylvania, 570.826.0481

Toll Free, 800.221.0618 to schedule a free initial consultation.